RIGHT
CREDIT
REPORT
.
Home
Guides
Review checklist
FAQ
Compare options
About
PRACTICAL TOOL
Review your report, step by step.
Print this checklist or tick items as you read. Nothing you enter or check here is sent to us.
Before you start
I’m using the official free-report route or a report already provided to me.
I have a safe place to save my report and notes.
I know which bureau issued this report.
Identity
Name and identifying details look familiar.
Addresses and employers, if shown, have been reviewed.
No unexplained identity variation or unfamiliar account appears.
Accounts and payments
Every account belongs to me.
Open or closed status looks right.
Balances, limits and payment history have been checked.
No duplicate account or debt appears.
Inquiries and next steps
I recognize credit applications shown as hard inquiries.
I noted specific entries that may need correction.
I kept copies of supporting records for any dispute.
I will review the other bureau reports separately.
Print checklist